Job Description:

Company Overview

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

The Role
This role is responsible for supporting Credit Officers on a daily basis in the underwriting, monitoring and management of their portfolios. The end-to-end process involves credit underwriting; ongoing monitoring; and portfolio management of financing, treasury management and traded products transactions. The associate acts as a primary liaison with the credit teams, operations and other business partners. Handles more complex opportunities and takes a greater leadership role in supporting the clients' needs. Provides coaching to less experienced associates when dealing with day-to-day support activities. Employees that achieve success in this role often demonstrate the following attributes: attention to detail, self-motivation and learning agility.

Responsibilities

• Coordinates pre and post-closing activities which may include due diligence activities, creation of approval documents and interaction with operations

• Responsible for monitoring requirements by creating/clearing monitoring ticklers and sourcing required financial statements and other documents per the terms of the credit agreement or other documentation

• Identifies and resolves data quality issues

• Identifies opportunities to improve operational efficiency

• Understands policy and procedures and ensures compliance

• Leads or participates in special projects

• Coach and develop junior associates

Requirements

• Bachelor’s Degree or equivalent and/or track record of relevant experience

• Institutional banking experience and knowledge of lending products

• Good communication skills, both written and oral - ability to be concise and with attention to accuracy and detail; ability to influence business partners and stakeholders

• Good interpersonal skills and team player with a proactive attitude and ability to think independently and laterally

• Able to quickly absorb and follow credit policies and procedures; demonstrated ability to continuously learn and adapt with a proactive work ethic

• Strong work organizational skills with an ability to work under pressure to ensure commitment deadlines are met. Ability and willingness to work as part of a team is essential

• Strong technical skills including Word, Excel, PowerPoint

Skills

• Written communications

• Oral communication

• Credit Guidelines & Lending Procedures

• Portfolio monitoring

• Underwriting systems

• Credit Documentation verification

• Commercial Lending & Commercial Products

• Time Management

• Organization

• Collaborating

• Influencing

Bank of America

Good conduct and sound judgment is crucial to our long term success. It’s important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

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