Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

This Consumer Product Strategy analyst will be responsible for performing more complex analysis for multiple products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Extracts data and uses multiple databases to acquire statistical and financial data. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with external agencies. Participates in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors.

Required:

• Advanced analytical and quantitative skills with demonstrated ability in using data and metrics to identify root causes

• Basic understanding of fraud

• Proven strong analytical and communication skills

• Experience leading teams

• Strong financial knowledge and understanding of fraud loss drivers

• Strong Excel/Reporting experience

Desired:

• Bachelor's degree in Finance, Accounting, Economics (or related discipline)

• MBA or graduate level work in finance, accounting, and/or business management is preferred

• 2+ years of fraud experience and/or 2+ years of analytical /financial experience (Payment card /Retail Bank Finance background preferred)

• Outstanding quantitative, critical thinking, and analytical skills

• Confidence with finance and accounting concepts

• Ability to work with and communicate effectively with others, demonstrate leadership, and possess strong interpersonal skills

• Ability communicate and interact with a high degree of professionalism with executive level personnel across the business

• Ability to present, lead, support, and influence senior management and business stakeholders

• Innovation mindset with the ability to challenge the status quo

• Leadership and management skills, including development of teams and individuals

• Ability to prioritize and handle multiple projects at the same time

• Ability to proactively identify, analyze, and improve upon existing processes for optimization and to meet deadlines

• Basic understanding of 1st and 3rd party fraud (claims to charge-off timing, chargeback recovery rights, etc.)

• Strong knowledge of programming language (i.e. SAS or SQL) and experience with e-Ledger and Enterprise GL tools (EPM)

Shift:

Hours Per Week: