Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Responsibilities:

The AB Sr Credit Officer manages a portfolio of asset-based structured loans in the retail industry. The AB Sr Credit Officer is responsible for actively monitoring financial and collateral trends and recommending appropriate action. Responsibilities also include reviewing requests for loan modifications, analyzing financial performance, negotiating terms, drafting proposals, reviewing and negotiating loan documents and preparing recommendations for approval.

The AB Sr. Credit Officer is an active member of the client team and interfaces directly with the client and participates in building the client relationship. Generally capable of handling the most sensitive accounts. The AB Sr. Credit Officer is responsible for handling both strong credits as well as distressed/turnaround credits including managing accounts through a bankruptcy process.

Required Skills:

• Client Management

• Underwriting

• Attention to Detail

• Decision Making

• Portfolio Management

• Credit Documentation Requirements

• Critical Thinking

• Problem Solving

• Written Communications

• Financial Analysis

• Must have 10+ years of Asset Based loan credit and portfolio management experience for the Sr. AB Credit Officer position. Must have 5+ years of Asset Based loan credit and portfolio management experience for the AB Credit Officer position.
• Must have the ability to independently manage a complex portfolio of corporate and middle market banking clients.
• Must have experience managing agented syndicated accounts.
• Must have experience reviewing and negotiating loan documentation.
• Must have 4 yr. College Degree or commensurate work experience.

Shift:

1st shift (United States of America)

Hours Per Week:

40