| Mortgage Loan Originator General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities. Overview: Originate mortgage loans by developing and maintaining client referral relationships. Assist borrowers in realizing and meeting their financial goals by responsibly advising them throughout the mortgage loan process. Essential Responsibilities: - Assist mortgage loan borrowers to determine their needs and recommend the most beneficial loan products, while advising and guiding them throughout the entire loan process.
- Review financial information from borrowers pertaining to Refinance, Purchase, Construction/Rehab, Secondary Market loans, FHA, and VA loans.
- Knowledgeable in various types of mortgage loans, including FHA and VA loans.
- Maintain an active knowledge base of all GECU’s loan products and an understanding of the qualifications required of each applicant.
- Ensure loans meet current secondary market standards along with GECU portfolio guidelines.
- Prepare initial loan disclosures for borrower review in accordance with federally regulated deadlines.
- Monitor processing pipeline daily to ensure required documentation is received in a timely manner.
- Develop relationships with realtors, builders, developers, and sales agents to generate mortgage loans.
- Maintain the required MLO designation.
- Must be detail-oriented and capable of prioritizing work responsibilities in an organized manner.
- Engage in continuing education as needed.
- Performs other duties as assigned.
- Must understand and comply with all required federal and state regulations associated with this position.
Education and Experience: - High school diploma or GED required
- At minimum, one year experience in mortgage lending
Knowledge, Skills, and Abilities: - Excellent verbal and written communication skills
- Ability to organize and analyze financial information
- Excellent interpersonal and customer service skills
- Excellent organizational skills and attention to detail
At GECU, we want to support your wellbeing by offering a wide range of benefits: - Health, Dental and Vision insurance
- Life and Disability insurance options
- Paid Time Off starts accruing once hired and take your birthday off - paid
- 401k Retirement plan with up to a 10% match of your base gross compensation
- Tuition reimbursement opportunities & professional development
- Volunteer opportunities -and earn additional PTO hours!
- On-site clinics for Vaccines and Mammograms
And many more! Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives! General Electric Credit Union is an Equal Opportunity Employer
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