At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Credit Strategy and Program Management is responsible for portfolio management for the Wholesale credit portfolio across U.S. Bank. Credit Portfolio Strategy is responsible for maintaining and enhancing the various risk frameworks to ensure the Wholesale portfolio remains within the banks risk appetite. The team provides independent risk management and governance around various frameworks including risk rating, single name aggregation, single name concentration, portfolio construction, risk appetite, and risk mitigation. The group works closely with Risk and Business partners to build out a comprehensive and proactive approach to portfolio management that promotes a strong risk management culture, aligned with U.S. Bank’s risk appetite.

The Data Analyst role, as part of Credit Strategy, provides empirical support for various credit risk projects within the Wholesale Commercial portfolios. This role includes the opportunity to develop analytics supporting many key strategic initiatives that are highly visible and important to the success of the Credit Strategy and Program Management – including risk rating framework and scorecards, hold limits and concentrations, and risk mitigation strategies. This role consists of developing, maintaining, and writing programming code (through SQL, SAS, Python, or other languages) for analysis and reporting by aggregating data across multiple databases to discover source and cause of the risks identified. Additionally, this role will identify, analyze, and interpret trends or patterns in complex data to provide empirical support to business requests as well as provide recommendations for action. This role will also present data and analysis in a clear and concise manner allowing senior management to quickly understand the results and recommendations to in support of data driven decisions.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically more than five years of applicable experience

Preferred Skills/Experience

• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Strong analytical and project management skills
• Effective presentation, interpersonal, written, and verbal communication skills
• Proficient in computer programming languages – such as Microsoft SQL, SAS, or Python
• Proficient in Excel
• Proficient in data visualization tools – such as PowerBI
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications
• Thorough knowledge of Risk/Compliance/Audit competencies
• Applicable professional certifications

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $90,100.00 - $106,000.00 - $116,600.00Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.