At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

As an integral member of the U.S. Bank Salucro/MedEpay finance operations team, the Financial Analyst will be responsible for the creation, utilization, and maintenance of a variety of reporting tools used to manage and interpret extensive amounts of financial data. In this role, the successful candidate will collaborate with Finance team members to provide the necessary data to ensure our financial reporting is timely and accurate and build tools that will increase efficiencies in company processes. The Analyst will also work closely with fellow U.S. Bank Salucro/MedEpay team members to promptly respond to client inquiries regarding financial data and reporting. This role reports directly to the Finance Operations Manager.

Essential Functions

- Design and build financial models to perform complex financial analyses. Models will be based on a variety of assumptions, some of which will be developed by the Analyst independently.

- Work closely with other members of the finance team to provide data and supporting schedules for monthly close, financial planning and analysis, in response to internal or external inquiries, and other related activities.

- Extract and analyze vast amounts of customer data points, to assess operating performance and identify trends and opportunities for improvement.

- Manage data libraries using business intelligence tools (MS Access, SQL, internally developed tools, etc.).

- Manage daily transaction functions across multiple processing systems.

- Manage refunds, chargebacks, ACH Returns and related research and communication with clients.

- Develop and manage dashboards to monitor product health and transaction processing volumes using Power BI

- Increase process efficiency in new and existing tasks

- Work with various Product and Development teams to enhance Finance-related tools

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- Typically two or more years of related experience

Preferred Skills/Experience

- Bachelor’s degree in Finance, Accounting, Business, or similar discipline with analytical bias

- Advanced skills in large data tools (MS Access, Power BI, SQL, or similar tools)

- Expertise in Excel (macros, index, conditional list, arrays, pivots, lookups)

- Strong analytical skills and critical thinking skills to effectively interpret problems and develop solutions

- Advanced modeling, presentation, and project management skills

- Ability to multi-task and handle multiple priorities

- Able to work independently and thrive in a fluid, demanding, and fast-paced environment

- General understanding of U.S. Generally Accepted Accounting Principles

- Effective organization, time management and communication skills

- Strong work ethic and the highest level of integrity and judgment

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.