At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.

Job Description

U.S. Bank Europe is seeking a Risk and Control Analyst (RCA) responsible for the execution of monitoring and maintenance activities within the Business line Chief Risk Office (BL CRO) teams. The RCA plays an important role in risk management by ensuring risk and control assessments are operating effectively, executed and maintained across our European and North American footprint to identify applicable risks and their impact, likelihood and control environment effectiveness ratings, including operational, compliance and AML/BSA/OFAC risks.

In meeting these objectives, the RCA will be responsible for monitoring trigger events, dispositioning changes as material vs non-material and relative maintenance of risk and controls records. The Analyst will perform this routine to moderately complex risk and control assessment activities in accordance with the risk assessment program. Additionally, the RCA will be responsible for performing the following key activities:

• Investigating compliance of the laws, regulations, internal policies and procedures that apply to one or more functional areas supported

• Ensure proficient knowledge of the operations of the functional areas

• Identify and document the process to disposition trigger events and inform risk profiles

• Monitor key risk indicators and emerging risks to identify potential edits or updates for risks or controls

• Partner with risk teams to maintain a formally documented and comprehensive risk framework and control environment program that encompasses appropriate identification, assessment of risks with the aligned Risk Assessment Units (RAU) and controls. This may include but is not limited to risk/control record creation, risk/control alignments, desktop procedures, process maps, metrics with guardrails, on-going monitoring routines and issue escalation.

• Maintain accurate and complete records and prepare statements and reports

• Other deliverables as assigned by management

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• Typically three to five years of applicable experience

Preferred Skills/Experience

• Possess a solid understanding of bank related Risk Assessment frameworks and administration.

• Strong accuracy and attention to detail

• Proven ability to analyse data and identify/resolve exceptions.

• Thorough knowledge of Risk, Compliance, and/or Audit competencies

• Intermediate understanding of risk and compliance in a financial services setting, and associated products, services, and systems

• Self-motivated, able to work in a group as well as independently

• Ability to manage multiple tasks and deadlines simultaneously

• Solid business acumen and credibility to help business units proactively identify and address risks

• Effective presentation, interpersonal, written, and verbal communication skills.

• Proven computer navigation skills using a variety of software packages, including Microsoft Office applications, Archer eGRC, ServiceNow and PowerBI.

This role requires working from a U.S. Bank location three (3) or more days per week.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

• Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.

• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).

• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.

• Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.